During his time as a pension trustee, Richard has worked on a wide variety of schemes from multi-million-pound schemes with thousands of members to those with assets of less than £1million and just a handful of members. This has given him extensive experience of the issues faced by Trustees and an appreciation of the challenges being met by the sponsoring companies. He is a Fellow of the Pensions Management Institute and holds the PMI’s Award in Pension Trusteeship. Richard has completed the Advanced Financial Planning Certificate of the Chartered Insurance Institute, concentrating on pensions.